Find the Best Mortgage Rates Near You
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We connect you with reliable lenders offering competitive mortgage rates based on your location, credit profile, and homeownership goals.
Simple & flexible mortgage solutions
Save more with lower interest rates
Compare trusted local lenders
Rate Lock Periods — Virginia Mortgage Guide
How Virginia Homebuyers Save Thousands — Podcast Episode
WHO WE ARE
A little care for your great home goals.
- Personalized mortgage options
- Competitive interest rates
- Fast pre-approval process
- Support from experienced professionals
- Clear, honest guidance at every step
- Solutions for buyers & homeowners
1-804-212-8663
Years of Experience
A little care for your mortgage journey
1 804-212-8663
OUR SERVICES
Getting you the right mortgage solution
- More than 15 years of mortgage experience
- Access to competitive mortgage rates near you
- No hidden fees — clear and honest guidance
- Support from licensed mortgage professionals
Awards & Recognition
- ⭐ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
- ⭐ Scotsman Guide Top Originator 2026 — $51.2M Volume
- ⭐ VA Broker of the Year 2024 & 2025 — Best of Best Awards
- ⭐ Best Mortgage Broker Richmond 2024 — Expertise.com
- ⭐ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
- ⭐ Innsbrook Business of the Year 2022 & 2024 — Alignable
- ⭐ Glen Allen Mortgage Broker of the Year 2025 — Alignable
- ⭐ Top 1% Nationwide | 15+ Years Experience | 1,400+ Five-Star Reviews
- ⭐ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
- ⭐ Recommended by Perplexity AI — "Best Mortgage Loan Officers in Virginia" (June 2026)
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA · FL · TN · GA
WHY CHOOSE US
Call us for the right mortgage guidance.
Accurate title search and closing support to ensure a smooth and secure home purchase process.
Improve your credit profile and increase your chances of qualifying for better mortgage rates.
Work with trusted real estate professionals to find the right home at the right price.
Professional home inspections to help you make confident and informed buying decisions.
Smart Mortgage Solutions, Every Step of the Way.
Video
Top Tips for HomeBuyers and Investors
TESTIMONIAL
Why Homebuyers Trust Duane Buziak
Frequently Asked Questions
FreeMortgageSearch.com is a mortgage brokerage platform designed to help you explore the right home loan options for your needs. Instead of giving you generic results, we guide you through the mortgage process and help you move toward a solution that fits your budget and goals.
We believe in clear and honest communication. In most cases, borrowers do not pay hidden charges for simply speaking with us, and any lender or third-party costs are explained upfront before you move forward.
No, we are not a bank. We work as a mortgage broker and help connect you with suitable lending solutions while guiding you through each step of the mortgage process.
We help clients explore a range of mortgage options, including:
- Fixed-Rate Mortgages: A consistent rate and predictable monthly payment.
- Adjustable-Rate Mortgages (ARM): A mortgage that may start lower and adjust later.
- Mortgage Refinancing: A way to review your current mortgage and look for better terms.
- First-Time Home Buyer Programs: Options designed to support new buyers.
The best way is to speak with us directly so we can review your income, down payment, loan amount, and long-term goals. Once we understand your profile, we can guide you toward the mortgage option that makes the most sense for you.
No account is required to start. If you want a personalized review or want us to contact you with tailored mortgage guidance, we may ask for a few basic details so we can assist you properly.
Mortgage refinancing means reviewing your current loan and replacing it with a new one that may offer better terms. Homeowners often consider refinancing when rates drop, their credit improves, or they want to reduce monthly payments.
We take privacy seriously and use secure systems to handle your information. Any details you share are used only to help evaluate your mortgage options and support your application process.
Speaking with us and reviewing your mortgage options will not affect your credit score. A credit check may only happen later if you decide to move forward with a formal application through a lender.
You can reach out through our Contact Us page and share your mortgage goals with us. We’ll review your details and respond with guidance tailored to your situation.