Duane Buziak Explains: How to Improve Mortgage Approval Odds in 6 Steps Before You Apply
Learn how to improve mortgage approval odds before you apply by lowering your debt-to-income ratio, strengthening your credit profile, documenting steady income and funds, and matching your file to the right loan program. Mortgage broker Duane Buziak walks through six steps in order, including how to compare options with a soft credit pull that avoids a hard inquiry.
Duane Buziak Explains: 6 Strategies to Decide Between a Refinance vs Home Equity Loan
A practical guide to refinance vs home equity loan.
Duane Buziak Explains: How Divorce Affects Mortgage Qualification and What Lenders Look At
Divorce affecting mortgage qualification comes down to three changes lenders re-examine: your income, your monthly debts, and your credit file. This guide explains how support payments and joint debts are counted, walks through a debt-to-income example, lists the documents to gather, and shows how to compare options first with a soft-pull credit check.
Duane Buziak Explains: How to Get Pre Approved for a Mortgage Without Hard Credit Pulls Piling Up
A practical guide to how to get pre approved for mortgage.
Duane Buziak Explains: 6 Ways to Decide Between a Cash Out Refinance vs HELOC
A cash-out refinance replaces your whole mortgage, while a HELOC adds a second line and leaves your first mortgage alone. This guide to cash out refinance vs HELOC gives six checks, starting with the rate gap on your existing loan, so you can see which option costs less, using a free soft-pull comparison with no hard inquiry.
Duane Buziak Explains: The Dare to Compare Pricing Challenge on FreeMortgageSearch and How It Works
A practical guide to Dare to Compare pricing challenge FreeMortgageSearch.
Duane Buziak Explains: Who Runs FreeMortgageSearch.com and How the Free Mortgage Comparison Works
A practical guide to runs FreeMortgageSearch.com.
Duane Buziak Explains: Mortgage Rate Lock vs Float and How to Decide Which Fits Your Loan
A practical guide to mortgage rate lock vs float.
Duane Buziak Explains: The Bankruptcy Mortgage Waiting Period and When You Can Qualify Again
The bankruptcy mortgage waiting period is the minimum time you must wait after a discharge or dismissal before a new home loan can be approved, typically one to four years in 2026 depending on the chapter filed and the loan program. This guide from mortgage broker Duane Buziak breaks down each program’s clock, what lenders check once the wait ends, and how to compare options without a hard credit inquiry.
Duane Buziak Explains: 7 Strategies to Choose the Right Mortgage Options for Veterans
Veterans can choose among a VA purchase loan, a VA refinance (IRRRL or cash-out), and conventional financing. This guide walks through seven strategies for evaluating mortgage options for veterans, from confirming entitlement and VA funding fee status to comparing real lender offers side by side using a soft credit pull that avoids a hard inquiry.