Duane Buziak Explains: 7 Strategies to Take When Your Mortgage Rate Is Too High (What to Do Before You Sign or After You Close)

If your mortgage rate is too high, what to do starts with not accepting the first quote as final. This guide walks through seven strategies in order, from running a free soft-pull comparison across a broker’s wholesale lenders to adjusting points, rate lock timing, credit profile, and loan structure, and planning a refinance, whether you are before signing or after closing.