Duane Buziak Explains: 6 Strategies for Underwater Mortgage Refinance Options
Owing more than your home is worth does not always rule out a refinance. This guide walks through six underwater mortgage refinance options, from confirming your true loan-to-value ratio to programs that waive equity requirements, and explains why HARP, which ended in 2018, is no longer a path. Rules change, so verify current program terms before you apply.