Duane Buziak Explains: How a DSCR Loan for Rental Property Works and How to Compare Offers
A DSCR loan for rental property approves investors based on the property’s rent compared with its full monthly payment (PITIA), not personal tax returns or W-2 income. This guide explains the DSCR formula, how lenders calculate it, and how to compare minimum ratios, down payments, and prepayment terms across offers, starting with a soft credit check so your first look doesn’t require a hard inquiry.