Duane Buziak Explains: How an Automated Valuation Model Works in a Mortgage (and When You Still Need an Appraisal)

A practical guide to automated valuation model mortgage.
VA Loan Versus FHA: Which Mortgage Costs Less?

Compare a VA loan versus FHA with down payment, mortgage insurance, credit, fees, and a five-year cost example for confident homebuyers. Compare options.
Duane Buziak’s 7 Strategies to Find the Lowest Mortgage Rates Available to You

The lowest mortgage rates available to you depend on your credit, down payment, loan type, points, and lock terms, so no published number applies to everyone. Duane Buziak walks through seven strategies, from a free soft-pull comparison across wholesale lenders to a final check of your offers, to help you find your own lowest rate.
Duane Buziak Explains: How an Asset Depletion Mortgage Works and Who It Fits

A practical guide to asset depletion mortgage.
How to Qualify With Bank Statements for a Mortgage

Learn how to qualify with bank statements, what underwriters review, and how a soft-pull mortgage comparison can clarify your options before applying.
Duane Buziak’s 7 Strategies to Fix Struggling to Find a Mortgage Lender

If you are struggling to find mortgage lender approval, the issue is often the limited set of lenders you are shopping rather than your qualifications. Duane Buziak walks through seven strategies, starting with a free, soft-pull comparison, to diagnose denials, fix file weaknesses, and match your situation to a lender whose guidelines actually fit.
Mortgage Payment Calculation Made Simple

Learn mortgage payment calculation with real numbers, rates, taxes, insurance, and PMI. Compare options with a soft credit pull before you apply today.
Duane Buziak Explains: How to Find the 2026 Conforming Loan Limit for Your Purchase

This guide answers what is the 2026 conforming loan limit, breaking down the new $806,500 baseline and high-cost area maximums so you can confirm your exact county limit before comparing lender quotes with a soft credit pull that won’t affect your score.
Duane Buziak Explains: Is There a Free Tool to Compare Mortgage Lenders?

Yes, there is a free tool to compare mortgage lenders: Duane Buziak’s soft-pull comparison tool shows rate and program options from hundreds of wholesale lenders in one search, with no obligation and no hard credit inquiry. This article explains how the NoTouch Credit Pull process works and how it compares to shopping a single lender.
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