Duane Buziak Explains: How to Lock In a Mortgage Rate Step by Step
Learn how to lock in mortgage rate terms with a clear step-by-step process: compare offers first, choose a loan program, request a written lock for a set number of days, and confirm everything in writing. The guide also explains how to pick a lock period that fits your closing date and what to do if closing slips.
Duane Buziak Explains: How to Compare Mortgage Offers From Different Lenders Without a Hard Credit Pull
To compare mortgage offers from different lenders, request Loan Estimates for the same loan scenario and judge each one on total cost, including rate, APR, fees, and cash to close, rather than rate alone. This guide shows how to do it with a soft-pull approach so shopping adds no hard inquiries to your credit report.
VA Mortgage Guide for Costs, Eligibility, and Rates
Use this VA mortgage guide to compare eligibility, funding fees, costs, and soft-pull pricing options before you choose a VA home loan broker.
Duane Buziak Explains: 7 Strategies to Take When Your Mortgage Rate Is Too High (What to Do Before You Sign or After You Close)
If your mortgage rate is too high, what to do starts with not accepting the first quote as final. This guide walks through seven strategies in order, from running a free soft-pull comparison across a broker’s wholesale lenders to adjusting points, rate lock timing, credit profile, and loan structure, and planning a refinance, whether you are before signing or after closing.
Duane Buziak Explains: How an Automated Valuation Model Works in a Mortgage (and When You Still Need an Appraisal)
A practical guide to automated valuation model mortgage.
VA Loan Versus FHA: Which Mortgage Costs Less?
Compare a VA loan versus FHA with down payment, mortgage insurance, credit, fees, and a five-year cost example for confident homebuyers. Compare options.
Duane Buziak’s 7 Strategies to Find the Lowest Mortgage Rates Available to You
The lowest mortgage rates available to you depend on your credit, down payment, loan type, points, and lock terms, so no published number applies to everyone. Duane Buziak walks through seven strategies, from a free soft-pull comparison across wholesale lenders to a final check of your offers, to help you find your own lowest rate.
Duane Buziak Explains: How an Asset Depletion Mortgage Works and Who It Fits
A practical guide to asset depletion mortgage.
How to Qualify With Bank Statements for a Mortgage
Learn how to qualify with bank statements, what underwriters review, and how a soft-pull mortgage comparison can clarify your options before applying.
Duane Buziak’s 7 Strategies to Fix Struggling to Find a Mortgage Lender
If you are struggling to find mortgage lender approval, the issue is often the limited set of lenders you are shopping rather than your qualifications. Duane Buziak walks through seven strategies, starting with a free, soft-pull comparison, to diagnose denials, fix file weaknesses, and match your situation to a lender whose guidelines actually fit.